Sunday, July 9, 2017

Treat Yourself While Saving Money



If there's one thing in this world that I love, it's an iced mocha. Look at that iced mocha in the foreground. It looks as if it's winking at me. 
"Come on, Cie, drink me!" it beckons.
It's a pretty tiny iced mocha, so I'll probably drink it and the other one too.
There's nothing wrong with enjoying a good iced mocha. But, as you've likely heard from other sources long before you read this, the habit of getting a premium blended coffee drink every day from your favorite shop can become pretty expensive pretty quickly, particularly if you're like me and always order the big size. A large iced mocha from Caribou Coffee, Einstein Brothers or Starbucks (my frequent haunts) can cost around six dollars. If you're like me, you're getting one of these bad boys five days a week on average. That's thirty dollars a week, 120 dollars a month, 1450 dollars a year.
I'm not writing this post to shame or berate anyone for enjoying their premium iced coffee drink. I am, however, going to point out a couple of ways that you can save a few dollars without sacrificing your enjoyment.
The Natural Grocers in my area sells beverages by Califa Farms. I can get 48 ounces (1.4 liters) of Califa's almond milk mocha beverage for five dollars. I can pour it over ice if I want, or I can drink it straight from the bottle because no-one else in my household drinks coffee. It will last me about three days on average.
Another good option is the Stok (pronounced Stoke) brand, which is sold at King Soopers/Kroger stores in my area. If I get a bottle of the chocolate flavor and drink it down partway, I can then pour in a half pint of non-dairy creamer. Again, this will last me about three days on average and costs about five dollars for 48 ounces.
As to my beloved bagel fix, if I can't be arsed to fix breakfast, I can instead head to the Natural Grocers and pick up a couple of the egg salad sandwiches that my son and I enjoy. I can pair these with a favorite coffee or tea beverage and save at least five dollars all told over going through the drive-through at Einstein Brothers.
I love finding ways to save money while feeling like I'm splurging, and I love sharing them with people who might benefit from them as well.

Best,
Cie

Saturday, July 8, 2017

TRVL With Me



If you go to my Trvl website, you can book a trip.
If you're a website developer, you can also scroll down to where it says "we're hiring" and see about getting a job.
I have to admit, I have some--ahem--reservations about Trvl.
I am not a travel agent. I have no expertise in this area.
I'm still learning about how this concept works.
However, if you wish to self-book through my site, please be my--er--guest.

~Cie~

Sunday, July 2, 2017

Mobee


Whether you have a job and need a little extra income or are between jobs or are unable to work a conventional job, Mobee is a wonderful, easy to use app which can help you bring in a little extra income. It is available for either Android or iPhone and can be found in your phone's app store. 
Please enter code 14N4 when prompted for a code.
I've only had the app for about an hour and have already found several "missions" to complete. You are paid via Paypal and in gift cards.
Try Mobee. It's a lot of fun and can get you a little extra money too.

Best,
Cie

Wednesday, June 21, 2017

Door Dash

Become a DoorDash driver! Make great money on your own schedule and earn a 25 bonus after 75 deliveries for signing up through this link: http://drd.sh/rADIDE/
You might not be able to make a living with it, but Door Dash can make you a bit of extra money. Plus, you aren't tied down to a set schedule. If you have a reasonably reliable vehicle, you can start driving quickly. Sign up today and get a bonus after your first 75 deliveries.


Saturday, June 17, 2017

Let Me Be Your Billboard


I'm out in public a lot, considering that driving for Lyft, Uber, and Uber Eats are currently my main sources of income. 
In this picture, I'm wearing a t-shirt that I purchased after participating in JulNoWriMo in 2014. 
I could be wearing a t-shirt advertising your business, product, service, book or website. 
You say you don't have a shirt which does that?
You can go to Vista Print and get one.
You can also get business cards and a website.
What do I get in return for doing this?
I get a free t-shirt and the good feeling of knowing I'm helping someone make their dreams come true.
With Vista Print's sizing, a men's 2xl works best for me.
With other sources, a men's 2xl or a unisex 3xl is preferred. For some reason, women's sizes have short, tight little sleeves, and I hate those. In a women's t-shirt, I usually go with a 4xl because of the sleeves.
I'm flexible on the profit part of this venture.
You could ask customers where they heard of your business, and if they told you "the Lyft/Uber driver lady in Denver was wearing a t-shirt with your name on it," you could give me 1% of the sale.
You could give me a one-off $5 for being your billboard.
We could trade services.
Want to do this?
Email cie@ciethehuntress.com and we'll work out the details!
Nothing obscene and no politics.

Best,
Cie

Friday, June 16, 2017

Drive for Lyft and Uber Even If You Don't Own A Car


Can you drive for Lyft and Uber even if you don't own a car that will pass their inspection?
The short answer is, you can.
In some cities, you can rent a car through Lyft or Uber. It is my understanding that you can use the car you rent through Uber to drive for Lyft as well, but you can't use the car you rent through Lyft to drive for Uber as well.
On the other hand, you can rent through Hyrecar and drive for either Lyft or Uber with no problem.
You will need to determine whether you are going to be driving enough to make the Hyrecar rental worth your while. For instance, the vehicle I'm renting this week will cost me $200. I will need to make my $200 back to start making a profit. It's worth it to me to do this so as not to be putting wear and tear on a vehicle I own. Also, getting insurance for a rideshare vehicle can be a difficult and expensive proposition. Hyrecar provides insurance.
I drive full time at this point, so it's worth my while to rent a Hyrecar.
If you are only driving part-time, the Hyrecar option may not be for you.
You need to ask yourself what Lyft and Uber are going to do for you. In my case, I am over 50, own a home which is paid off but still need to pay for taxes and upkeep, have an adult son with disabilities, and have certain health concerns (diabetes, hypothyroidism, chronic low-grade pain, back injuries, plus type 2 bipolar disorder) which make it difficult if not impossible to work a "normal" job. I am trying to build my own business through this website. I need a job which allows for flexible hours, and I'm motivated to work. Hyrecar is right for me.
If you are a college student and student grants/loans plus family are paying for the majority of your expenses until you graduate but you want to make some extra money a couple days a week, Hyrecar is not for you. If you have a car that will pass inspection or a family member has a car that will pass inspection and they are willing to let you use the car, these would be better options. Even if you don't have a car that will pass inspection for transport, you can drive any car for Uber Eats.
If you are a parent of a young child who wants to drive for a few hours on weekends to put aside a little money, it is better to use your own vehicle than to lease a Hyrecar.
TL:DR
Hyrecar is a good option for full-time drivers, not so much for part-time.

Best,
Cie

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Thursday, June 15, 2017

Quick Books Self Employed + Turbo Tax


I'm grateful to have been turned on to Quickbooks Self-Employed software by Harry the Rideshare Guy, and I'll explain why in this post.
Even if your only form of self-employment is picking up extra money running food for Uber Eats, Door Dash, Postmates, or another independent courier service, you will still want Quickbooks Self-Employed in your arsenal to ensure that you don't end up overpaying the IRS.
Tracking expenses can quickly become a pain. If you are a driver, you will want to be sure to get the Quickbooks Self-Employed app for your phone as well. It will track your trips to help you make sure you get reimbursed for business miles. If you link your bank account, debit card, and/or credit card, it will also help you track your expenses and separate business and personal expenses. No more need for the horrible box of receipts piling up over the year. You will, of course, still have some paper receipts, but these can easily be scanned and uploaded into your smartphone.
If you are mostly or entirely self-employed, as I am at this point, you will want to be sure to select the option to bundle Quickbooks with Turbo Tax. It will help you calculate your quarterly estimated taxes and save you from any unwanted surprises when April 15 (or thereabouts) rolls around.
I have a tendency to be fairly disorganized. Quickbooks Self-Employed is so easy to use that even someone like me, whose "organizational skills" are chaotic at best, can organize their finances. It helps me work smarter rather than harder, and that is a must.

Best,
Cie

Working to make your working life better